Terms of Service

1. Agreement to Terms

These Terms govern your use of Payroll.to (the “Service”). By using the Service, you agree to these Terms. If you do not agree, do not use the Service.

2. The Service

Payroll.to provides tools for employee onboarding, payroll processing, timesheet management, and identity verification via one-time passcodes (OTP). Features may change at any time.

3. User Accounts

3.1 Registration

You must provide accurate information when creating an account and keep your credentials secure.

3.2 Eligibility

You must be at least 18 years old to create an employer account.

4. Employer Responsibilities

• Providing accurate employee and payroll data
• Compliance with tax and labor laws
• Maintaining lawful use of employee data

5. Employee Responsibilities

Employees must provide accurate personal and timesheet information and keep account credentials secure.

6. OTP Verification

By entering your phone number and clicking “Send Code,” you consent to receive SMS-based passcodes solely for authentication. Standard carrier rates may apply.

7. Acceptable Use

• Do not use the Service for unlawful purposes
• Do not interfere with the platform
• Do not attempt unauthorized access
• Do not upload harmful or malicious code

8. Fees & Payments

Employers must pay applicable subscription or usage fees. All fees are non-refundable unless required by law.

9. Intellectual Property

All content and software of Payroll.to are owned by us or our licensors. No copying or modification is permitted without consent.

10. Limitation of Liability

Payroll.to is provided “as is” without warranties. We are not liable for indirect or consequential damages. Our total liability is limited to the amount paid to us in the previous 12 months.

11. Termination

We may suspend or terminate accounts for violations of these Terms. You may stop using the Service at any time.

12. Governing Law

These Terms are governed by the laws of Texas unless local laws require otherwise.